WARNING

Discussion in 'Off-Topic Discussion' started by walnut, Nov 30, 2007.

  1. walnut

    walnut Gardener

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    This hoax is actually happening so beware:

    http://www.hoax-slayer.com/card-security-code-scam.html

    This one is pretty slick since they provide Y O U with all the
    information, except the one piece they want.
    Note, the callers do not ask for your card number; they already have
    it. This information is worth reading. By understanding how the VISA &
    MasterCard Telephone Credit Card Scam works, you'll be better prepared to
    protect yourself.

    One of our employees was called on Wednesday from 'VISA', and I was called
    on Thursday from 'MasterCard'.

    The scam works like this: Person calling says, 'This is (name), and I'm
    calling from the Security and Fraud Department at VISA. My badge number is
    12460. Your card has been flagged for an unusual purchase pattern, and
    I'm calling to verify. This would be on your VISA card which was issued
    by (name of bank) did you purchase an Anti-Telemarketing Device for �£497.99
    from a Marketing company based in London?' When you say 'No', the caller
    continues with, 'Then we will be issuing a credit to your account. This
    is a company we have been watching and the charges range from �£297 to �£497,
    just under the �£500 purchase pattern that flags most cards. Before your
    next statement, the credit will be sent to (gives you your address), is
    that correct?'

    You say 'yes'. The caller continues - 'I will be starting a fraud
    investigation. If you have any questions, you should call the 0800 number
    listed on the back of your card (0800-VISA) and ask for Security.

    You will need to refer to this Control Number. The caller then gives you
    a 6 digit number. 'Do you need me to read it again?'

    Here's the IMPORTANT part on how the scam works thecaller then says, 'I
    need to verify you are in possession of your card.' He'll ask you to
    'turn your card over and look for some numbers.' There are 7 numbers; the
    first 4 are part of your card number, the next 3 are the security numbers
    that verify you are the possessor of the card. These are the numbers you
    sometimes use to make Internet purchases to prove you have the card. The
    caller will ask you to read the 3 numbers to him. After you tell the
    caller the 3 numbers, he'll say, 'That is correct, I just needed to verify
    that the card has not been lost or stolen, and that you still have your
    card. Do you have any other questions?' After you say, 'No,' the caller
    then thanks you and states, 'Don't hesitate to call back if you do', and
    hangs up.

    You actually say very little, and they never ask for or tell you the Card
    number. But after we were called on Wednesday, we called back within 20
    minutes to ask a question. Are we glad we did! The REAL VISA Security
    Department told us it was a scam and in the last 15 minutes a new purchase
    of �£497.99 was charged to our card.

    Long story - short - we made a real fraud report and closed the VISA
    account. VISA is reissuing us a new number. What the scammers want is
    the 3-digit PIN number on the back of the card. Don't give it to
    them. Instead, tell them you'll call VISA or MasterCard directly for
    verification of their conversation. The real VISA told us that they will
    never ask for anything on the card as they already know the information
    since they issued the card! If you give the scammers your 3 Digit PIN
    Number, you think you're receiving a credit. However, by the time you get
    your statement you'll see charges for purchases you didn't make, and by
    then it's almost too late and/or more difficult to actually file a fraud
    report.

    What makes this more remarkable is that on Thursday, I got a call from a
    'Jason Richardson of MasterCard' with a word-for-word repeat of the VISA
    scam. This time I didn't let him finish. I hung up! We filed a police
    report, as instructed by VISA. The police said they are taking several of
    these reports daily! They also urged us to tell everybody we know that
    this scam is happening .

    Please pass this on to all your family and friends. By informing each
    other, we protect each other.

    P Please consider the environment and don't print this e-mail unless
    you really need to.
     
  2. youngdaisydee

    youngdaisydee Gardener

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    thanks for that walnut, ill certainly tell everyone i know.. Robbing gits.
     
  3. JarBax

    JarBax Gardener

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    Thankyou Walnut. I will make sure to pass this on - are you happy for me to copy/paste your *account above?

    Edit: *no pun intended!
     
  4. cajary

    cajary Gardener

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    Thanks, walnut. That's a useful one to know. Will pass it on to all and sundry
     
  5. miraflores

    miraflores Total Gardener

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    Thank you Walnut.
    In the event of such a call, after line number four, meaning they are telling me that there are some problem with the card, I would stop the call and get in touch myself with the relevant bank or card company.
    And then report the call to the authorities if I can be bothered.
     
  6. borrowers

    borrowers Gardener

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    Thanks Walnut,

    Although not in business, we now have the answer machine switched on after 4 rings cos of all the **** calls we were getting, although i don't think any of them were about our credit cards.
    anyone that wants to speak to us will either leave a message or phone our mobiles.

    i will follow your advice though & if anyone asks anything, will say i'll phone them back, get a number if poss. & then phone the number given on statements.

    cheers
     
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