Are we too trusting of IT?

Discussion in 'Off-Topic Discussion' started by "M", Mar 17, 2015.

  1. "M"

    "M" Total Gardener

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    Following on from a discussion on another thread (and worried we may be derailing it :heehee:) I thought I would start a topic on it.

    @shiney mentioned about being cautious with contactless payment cards (which I wholeheartedly agree with) but it brought to mind a former colleague of mine who thinks they are the best invention for speed and convenience.

    I'm always quite wary of modern technology but my boys don't bat an eyelid.

    So that made me wonder: do you think the IT generation are just that much more trusting? And, if they are, should we be making them more risk aware?
    Or, maybe, because I'm older, I'm just more cautious about things naturally? :noidea:
     
  2. shiney

    shiney President, Grumpy Old Men's Club Staff Member

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    Can I answer 'Yes' to that? :heehee: :runforhills:

    Contactless is definitely quicker and in this speeded up world it makes sense for some things - bus fairs etc.

    Card companies have a difficult situation. People want things to be easier but safer. I don't think that it's possible and still be cost effective.

    Pin numbers were supposed to make things safer. They are good but the advice, that you have a different pin number for each account, is impractical.

    Contactless makes things a lot easier but it has done away with the need for the safety feature of pin numbers :doh:

    The banks don't admit it directly but it's implicit in the fact that you can't use contactless for more than £30. So low risk.

    The danger is the criminal that has a card reader in their pocket. If they're able to get close enough to your card (brush past your handbag) they could pick up your details. :yikes:

    I think that we are more cautious than the younger generation (sometimes unnecessarily) but I don't think we should be making them more risk aware. They have to learn for themselves. There's too much mollycoddling nowadays! :old:
     
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    • Jiffy

      Jiffy The Match is on Fire

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      It ok till it goes wrong
      when we got one of them wifi cards we just had to ring up about it and tell them what we thought about them, it wasn't good :snork:
       
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      • pete

        pete Growing a bit of this and a bit of that....

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        After waving my contact-less card a few times in front to the scanner, the person behind the till usually grabs it from me, waves it around as I was, and then says stick it in and use your pin.:scratch:

        Aint found anywere where it works yet?

        As to being faster, no, actually I've found it to be slower.
         
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        • Jiffy

          Jiffy The Match is on Fire

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          I think you may have to activate it (not sure) wave it over the scanner and then use your pin (Dont' put the card in) to activate the first time, then it should be contact-less from there on in But not sure
           
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          • pete

            pete Growing a bit of this and a bit of that....

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            Yep. but I thought activating it was by using it in the normal way the first time.
            After that, I was lead to believe, you could use it contact less.

            You can wave it around as much as you like and you dont get any reaction from the card reader.
             
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            • JazzSi

              JazzSi Super Gardener

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              My new card has to be used in a cashpoint machine before the contactless feature is activated
               
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              • shiney

                shiney President, Grumpy Old Men's Club Staff Member

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                My money was taken by just having the card near the machine. I hadn't activated it, or done anything different. You, also, can't have it deactivated :mad:. The card company told me that it's built into all new cards. My card was two years old.

                Luddites of the world unite!! :old:
                 
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                • Adendoll

                  Adendoll Super Gardener

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                  • shiney

                    shiney President, Grumpy Old Men's Club Staff Member

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                    That's a good newspaper article. :dbgrtmb:

                    It seems that for any worry of the card being read from your wallet/purse/pocket, having more than one card stops them being read without your knowledge.

                    For use at the machine you would still need to cover the reading window to be sure it's not taken a payment.
                     
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                    • Val..

                      Val.. Confessed snail lover

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                      When I shop online I always try to use paypal, the rest of the time I draw cash at the cash machine, much easier to keep a record of how much you are spending.
                       
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                      • Dips

                        Dips Total Gardener

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                        Would i be classed as part of the IT generation?

                        I naturally weigh up pros and cons against things and im fairly sensible

                        I personally don't like contactless tech if someone steals your card they can go make lots of small purchases really easily and still spend a fair amount before the card is cancelled (it happened to my bro) so im not a fan tbh

                        Then i would also never pay for anything online with a debit card, only credit card so that there is some level of cover over dodgy sellers or if something goes wrong

                        I do think a lot of people my age and younger are a bit too open online and for example have their facebooks set to public so everyone can see every post and picture. Unless u need to for work or a business or something i think its best to keep everything private and not post your address or lots of stuff that shows where you live and stop using the location check in thing so that random strangers can see where you are at all times and know when your home is empty to rob it as they can see all the contents of your home on your social media accounts so know you have stuff that would be worth robbing

                        But then i have always been far too sensible and not the same as my generation. Im a tap water or two drinks max on a night out kind of girl as i want to make sure im sober and in control of myself to be able to get home safely. Not that i go on nights out anymore lol
                         
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                        • clueless1

                          clueless1 member... yep, that's what I am:)

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                          Evening all. Here's my view. IT is powerful and like anything powerful, it is dangerous in the wrong hands. I'm talking IT in general. I've always thought we should need a license to use any network enabled device. To get a license you should have to pass a test covering basic IT security principles. That might sound harsh, but the risk is not merely to the user. An unprotected pc on the internet for example can quickly become part of a bot net used to hack others, host illegal and immoral data etc. An unencrypted WiFi signal makes it easy for people to study the structure of network transmissions, making it easier for them to learn to breach a protected one. Equally, too much faith in technology can be socially damaging. How many here have had a problem with their bank and the initial response when you speak to them is polite words to the effect of 'the computer says it so it must be right'? Technology is good, but we are supposed to be its masters, not the other way round. And as an I T professional I'll let you into a secret. US developers sometimes make mistakes and oversights, the network guys sometimes make mistakes too. We do our best, but it should be up to the end consumers to do their bit too.

                          Think about driving a modern car. The manufacturer will have done a lot to keep you and those around you safe, but you still expected to prove a degree of competence before you're allowed to take control of one.
                           
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                          • shiney

                            shiney President, Grumpy Old Men's Club Staff Member

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                            I agree with all that you've said :blue thumb: - at least, the parts that I understood! :heehee:
                             
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