Contactless Payments - G Pay ?

Hi,

Think we have all ended up using Contactless Card payments with this years troubles.

We are getting a new Android phone soon that will have NFC so have been looking at G Pay as another payment method.

Would be interesting to know how others have got on with G Pay and if there are any pariticular things to be careful of , or even avoid ?

Something we have not been able to establish is if we purchased , say a can of paint from a local shop, does the G Pay record on the phone serve as proof of purchase from that shop, or do we still need to ask for paper till receipts or do they still give a paper receipt regardless ?

 

Interesting point Rickey. This and many other new interventions are what come to mind, when I refer to modern technology. In all honesty, I don't know the answer. Being totally confused years ago. When cards were issued along with cheque books. I used to post off a cheque and write the card details on the back. Now as I often buy on-line, I use PayPal. To me, this keeps my details a bit more secure. Having said that. I think the government should take action against these scammers who email you saying that a payment couldn't be taken et, also the telephone cons.
Fair do's, probably the banks etc will reimburse you if you become a victime, but at the end of the day, these crooks are getting away with it.

 

Seen a few people paying using a mobile phone but mostly young people.
How old are you @ricky101

 

Ha! I told you I was a bit (ok very) dim when it comes to tech. I don't even know what G PAY is! Nor have I heard of it. I've always been a cash user. That way if the money isn't in my purse then I know I haven't got it to spend. Got brave enough for Paypal eventually. I always avoided contactless coz I didn't trust it but this year I haven't had a choice. If I wanted something then it had to be contactless which on the up side was 'germ safe'. I only discovered my card had the contactless option in April and I'd had the card for 2yrs!

After taking my car for a run the other evening I decided to get fish and chips for the 1st time this year to help the local shops. They had all the screens in place. However the guy serving had no mask and no gloves! I asked why and he said it was ok because he had screens in place. I asked why he thought it was ok to breathe all over the food and wrapping he was going to serve me and he just shrugged. I turned round and walked out. Have to say beans on toast didn't quite hit the spot! I'm a bit nervous of takeaways and eating out being a germaphobe at the best of times but in these times I really had to psych myself up to go in. Never again sadly.

 

Yes, likewise, mainly the younger ones using it, though probably a lot more folk do in places like London where so much of the payment systems are automated that way.

Know a lot of folk on the forum are retired like us, but do try and keep up with some of todays tech in areas that could help us.
Seems a mobile phone and these NFC payment apps are physially more secure when lost or stolen than a plastic card, contact less or not, and they keep a record of your payments, rather than ending up with a wallet stuffed full of till receipts.

Also thought it might be easier for using in car parking or tolls etc which also seems to be moving away from coins these days.

Seems you can use most credit or debit cards and even Paypal with Google Pay.

When we get our new Android phone can always give it a try, like a plastic card, its up to us how much or not, we use it.

 

And they were the cooks who you could see !
Have to confess , takaways are off our menu these days, and being older, dining out is becoming more a thing of the past for the same reasons.

When you hear reports of the big names in restuarants being slammed by the food inspectors for bad hygiene, what chance all the others ?!

Cannot beat home cooking with fresh ingredients !

 

I m going to look into this although I don't know if it would work on my phone.
Always worry about what happens if I lose my phone.
I know I could lose my wallet but this is just one more reason to have a phone at all times.
Even took it into the bathroom with me the other day in case I got stuck in the bath.

 

Off Topic.
Can never understand why so many chefs have beards, stick a hat on their head and wander about with all the curly stuff around the face.


And even some of the male ones are as bad.

 

There is lots of info on G Pay (for Android and now Apple) or Apples own Pay, or even Samsung Pay, out there on the web and Ytube as well as Googles own info pages and ytubes.
Nearly all the bank and card providers support them, just check with your own banks.
Ideally you need a phone with NFC cababilities.

While a plastic cards can be lost/stolen and quickly used, contactless, if activated or if they also stole your pin mumber, it takes time to stop them, relying on you contacting the card supplier to freeze the card.
With the phone , lost or stolen, the thief has to you unlock you phone, and if they cannot do that within three attempts, unlikely, the phone is 100% locked and only you or the phone provider can unlock it with lenghty special code informantion.
Also you can now remotely Wipe your phone, so rendering your information on it useless.

Expect it will all take a bit of learning and understanding, but hopefully we can get there to make things simpler and safer.

Just as we often feel when entering our pin number for a £45+ purchase you never know whos watching and looking to grab your card; though we think we may be, we are not as fast at noticing / reacting to such things these days.
We even avoid some cashpoints in town as their location make us feel unsafe.

 

We get Fish and Chips delivered, put them on a plate and zap in the microwave for a couple of minutes. The bag, box and paper is left outside for a few days before touching it.